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📖 Study with Ustadh AbdulAziz Al-Haqqan, live and free: https://www.sokacademy.com/live?utm_source=youtube&utm_medium=description&utm_campaign=riba&utm_content=riba-l1-c2 Bank card rewards, supermarket points, the coffee shop stamp card: are they halal? Ustadh AbdulAziz Al-Haqqan explains the fatwa of Shaykh Sulaymān al-Ruḥaylī: allowed when everyone who meets the criteria gets them and there is no gambling, because the principle in bonuses is wider (tawsiʿah). From Lesson 1 of Issues Regarding Riba. 📖 https://www.sokacademy.com/live?utm_source=youtube&utm_medium=description&utm_campaign=riba&utm_content=riba-l1-c2 (online academy) : Courses taught by Sheikh AbdulAziz Al-Haqqan following the literature of the prominent scholars of Islamic history 📱Social Media of Ustadh AbdulAziz Al-Haqqan حفظه الله : https://linktr.ee/gardenofilm Shaykh Sulaymān al-Ruḥaylī was once asked, he said, they asked him about credit cards in regards to Islamic banks, and from them sometimes they give a certain kind of rewards, Tayyib? With, for example, companies that have to do with traveling, traveling agencies, certain discounts that they get in regards to certain groceries or at gas stations, or through telecom companies when it comes to your SIM cards and so on. The Shaykh said, these banks, they give mazāyā, like advantages or qualities, to those that hold these cards, and they are called mukāfaʾāt, they are called bonuses, and sometimes they give them points or amyāl and the likes of that. Is it allowed to take these bonuses? He says, if these bonuses for everybody, so anybody who fulfills a criteria, who subscribes and so on, who registers or subscribes and so on, gets these points, and there is no gambling in them, meaning you can get them, you might get them and you might not get them, then what is correct from the sayings of the people of ʿilm that it is allowed, meaning there is another saying which says it is forbidden. So whosoever reaches this amount then he gets rewarded so and so, and there is no gambling in it, then the correct saying of the people of ʿilm that this is allowed to take. Naʿam, he was also asked for certain cards that certain supermarkets and shops would give, where points are gathered based on what you have bought, and then you can replace or use these points to get sales in regards to what you buy. He said, this is the same as the question that we have answered. If these rewards, everybody is given, that everyone who meets the criteria and fulfills the conditions and the goals that are required, anybody who does that gets it, then these are alright, and the aṣl, when it comes to al-mukāfaʾāt, to bonuses, is that they are more expansive, tawsiʿah, that they are allowed, as long as they do not involve gambling or something that is forbidden. We went a little bit off, but it is a very common question that we get, because it happens all the time. You get even into a coffee shop and they give you a card and they say after you buy five times or whatever, then we will give you a free one, or even whatever it is, they give you some points and they say we are going to give you something for free, and you do want to buy, you just bought for example. So are you able to use these points? Yes you are. They make contracts with so many world renowned companies. Sometimes that is what they do, they make a lot of contracts, and then when you go they say do you have, you are going to get points and so on and so forth. So they give you these points, they give you these points, and then you can use them for what? For a discount. This is allowed, as the Shaykh said, on the correct saying for the people of ʿilm. So these are common questions that happen, these are common questions that we get all the time. Seek knowledge for free with us live: https://www.sokacademy.com/live?utm_source=youtube&utm_medium=description&utm_campaign=riba&utm_content=riba-l1-c2 #Riba #IslamicFinance #Halal #SOKAcademy #AbdulAzizAlHaqqan
